How Positive Are You? Take this Quick Quiz

Here’s a quick 13 question quiz to get a baseline of how positive you are… Answer the following questions as honestly as you can using this scoring system.

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How to Stay Young and Healthy without spending a cent

I am going to ask you to something very weird right now. First of all, I want you to listen to your thoughts. Now tell me, what thoughts fill your head? Would you label them as positive, or negative? Now let’s say you are walking down the street with these thoughts. Do you think the…

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Elliminate your Irrational Fears

We all fear something, maybe its quitting your job to start that business, or it might be a fear of heights, or even just going to that party where you won’t know anyone.

Would you like to control your fear? Have a technique you can use to help you face that fear or even elliminate it all together?

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What is Kaizen?

The term Kaizen is Japanese for “improvement” or “continuous improvement.”
The English language has adopted it when referring to a philosophy or practices that focus on continuous improvement in all areas of life.
The concept of continuous improvement has been around for thousands of years in the Japanese culture

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Restarting Website on new platform

Website is getting a new kickstart, on wordpress

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Tall Poppy Syndrome

pTall poppy syndrome, bringing people down, why do we do it?/p
pTonight I had some very interesting conversations with some really interesting people. There was a common theme that came up in conversation however./p
pThe culture that we as Australians have in putting people down who are successful./p
pA great example that Brad Sugars gives is driving down the street in his fancy car in Australia and stopping at the lights, the guy in the car next to him will say something negative, while in other societies like America he would be congratulated and told well done for achieving success./p
pSo Why Do we do it? Any thoughts?/p
pstrongSuffering from Financial Stress? /strong/p
pA Quick tip that was given to me by an interesting guy I met tonight. If you are feeling stressed about your finances right now, like your budget is tight, emstrongGIVE YOUR MONEY AWAY!!!/strong/em/p
pYes thats right give a little, don’t give it all away but just be a little generous and make a donation or buy someone something./p
pYou may be suprised and find that it helps bring the true value of money into perspective. Money is just a tool that assists in facilitating life./pimg src=”http://feeds.feedburner.com/~r/entrepreneursuccessclub/~4/sMX-RaTf8e4″ height=”1″ width=”1″/

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Interest Rates Have Dropped, So What Now

pInterest rates have dropped in Australia dramatically over the past months, we are now at record lows. Many home owners seem to be keeping up their repayments at the same level to try pay off the principal faster, while this strategy has its merits what other strategies could they be using?/p
pHere’s a few quick tips some of the experts giving./p
pstrongWait a bit longer before fixing interest rates./strongbr /br /Despite the interest rate reduction in all home loan products, there is still a considerable gap between the variable and fixed rates on offer. Discounted variable interest rates of around 4.69% are available, compared with fixed of 5.19% for three years.br /br /strongLook for a home loan that offers flexibility/strongbr /br /However, once rates do bottom out – although this can be difficult to pick – you want to be able to switch to a low fixed rate, or perhaps split your loan into fixed and variable. Therefore, if you’re taking out a home loan now, make sure it provides the flexibility to switch in the future at a reasonable cost.br /br /strongTake out an interest only loan but make principal and interest repayments/strongbr /br /If there is some concern about job security or a reduction in future income (perhaps for one partner to stay home with a baby), taking out an interest only loan can provide some breathing space if required. However, while rates are low and you have full earning capacity, make principal and interest repayments plus more if possible to get ahead. The principal and additional repayments can be accessed as redraw in case of future need.br /br /strongConsider mortgage protection insurance/strongbr /br /This is the insurance that ensures that you, as the borrower, can continue to make your loan repayments should you become seriously ill and unable to work. A 38-year-old couple with monthly loan repayments of $1500 can each be covered for the full loan repayment at $50 per month. Maximise this unique opportunity to its full potential but make sure you have contingencies in place for when rates do rise again./p
pIf you have any extra tips you’d like to share, please leave a comment or join our discussions in the forum./pimg src=”http://feeds.feedburner.com/~r/entrepreneursuccessclub/~4/R7zDUvM60K4″ height=”1″ width=”1″/

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Review Me…

pSome of you have been emailing me about the Reviews section of this site. So I figured i’d answer you all in the open./p
pstrongQ: Are these reviews unbiased?/strong/p
pA: Yes, the reviews are completely unbiased, I have read, listened and attended them all. In fact the amount current up with written reviews is not even a quater of the ones that I have read, listend and attended so expect more reviews on the way./p
pstrongQ: Do you make money if I buy it through the purchase links on the review?/strong/p
pA: I am 100% transparent here, yes I do make a small percentage if you choose to purchase some of the products, mainly the books. Does me making money on your purchase change your price you pay no it doesn’t but if you don’t wish for me to take a commission you can lookup using the ISBN i provide at any of your favourite shops./p
pstrongQ: Are there more on the way?/strong/p
pA: As i just answered above, the few that as of right now are reviewed on the site is only a drop in the ocean of reviews to come and thats just from me, we have reviews on the way from some others as well./p
p /p
pPlease remember that if you have read, listened or attended one the reviewed products or seminars add your review help someone else decide if they should look to that product for the learning they require./p
pAlso if you have a product you would like to recommend we review, please suggest it in the forums./p
p /pimg src=”http://feeds.feedburner.com/~r/entrepreneursuccessclub/~4/hn6Boefmucs” height=”1″ width=”1″/

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Organising financing for your business venture

pimg src=”http://www.entrepreneursuccessclub.com/images/stories/coinage_money_on_newspaper.jpg” alt=”Coin Money sitting on a newspaper” title=”Coin Money sitting on a newspaper” align=”left” /Organising finance for your business venture is a very important step, but where do you choose to get it from? Do you use Debt, Equity or Savings?/p
pSavings as you know are all the pennies you have been stashing away for a rainy day./p
pDebt is the act of borrowing money/p
pEquity is when you sell others the chance to buy into your great idea./p
pWhatever option you choose writing a business plan is important, but writing one that suits the specific target for financing you are looking for is key./p
pToday’s released articles are specifically designed with this in mind, how to write your business plan with a specific financing arrangement in mind./p
ul
lia title=”Writing a Business Plan for Investors (Equity Finance)” href=”http://www.entrepreneursuccessclub.com/index.php?option=com_contentamp;view=articleamp;id=68:writing-a-business-plan-for-investors-equity-financeamp;catid=10:free-articlesamp;Itemid=48″Writing a Business Plan for Investors (Equity Finance)/a/li
lia title=”Writing a Business Plan for Banks (Debt Finance)” href=”http://www.entrepreneursuccessclub.com/index.php?option=com_contentamp;view=articleamp;id=69:writing-a-business-plan-for-banks-debt-financeamp;catid=10:free-articlesamp;Itemid=48″Writing a Business Plan for Banks (Debt Finance)/a/li
/ulimg src=”http://feeds.feedburner.com/~r/entrepreneursuccessclub/~4/b9pXrviKVmw” height=”1″ width=”1″/

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The Horror of the Share Market – Time to pick up a bargain?

img style=”float: left;” src=”http://www.entrepreneursuccessclub.com/images/stories/marketvolatility.jpg” height=”150″ width=”116″ / span style=”color: #000000;”span style=”font-size: 18pt;”Share Market Horror!/span/spanbr /
pI’ve been talking to a lot of people recently about their thoughts on the share market at the moment. Just look at the price chart of most major shares, and they all have that same slippery dip straight down that sent brokers crazy back in the 20’s./p
pWhen I start to tell people I’m looking at buying into banks and the financial sector, they look at me like I’m crazy./p
p”You can’t do that!” They say, “The prices have fallen 50% in the last 6 months!”.img src=”http://feeds.feedburner.com/~r/entrepreneursuccessclub/~4/mWunp3yKMKs” height=”1″ width=”1″/

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